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Motorcycle Insurance

For our clients motorcycles aren't just transportation, they're a way of life.
We know motorcycle insurance because we love motorcycles too.
Let us help you save money and protect your bike.

For our clients motorcycles aren't just transportation, they're a way of life. We know motorcycle insurance because we love motorcycles too. Let us help you save money and protect your bike.

What is Motorcycle Insurance?

Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver.

Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

Motorcycle Insurance Coverages

There several different types of motorcycle insurance coverages. Some may be required by law.
Others are optional. The main coverages are:

There several different types of motorcycle insurance coverages. Some may be required by law. Others are optional. The main coverages are:

Accessory Coverage

Covers loss, theft, or damage to motorcycle accessories like saddlebags, custom handlebars, and OEM electronics.

Collision Coverage

Pays for damage to an insured motorcycle when it hits or is hit by another car or object, or if the motorcycle overturns.

Medical Payments Coverage

Pays medical expenses of the parties riding on the motorcycle involved in a motorcycle accident.

Comprehensive Physical Damage Coverag

Covers physical damage or loss of the motorcycle that is not the direct result of a moving vehicle collision.

For treatment of injuries to the driver and passengers of the policyholder’s car.

Bodily Injury Liability Coverage

Pays damages for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense. This includes passengers riding on your motorcycle.

Property Damage Liability Coverage

Pays damages for physical damage resulting from an accident for which you are at fault and provides you with a legal defense.

For costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Personal Injury Protection Coverage

This is an extension of motorcycle insurance available in some states that covers medical expenses and, in some cases, lost wages and other damages. PIP is designed to be paid without regard to legal liability.

For treatment of injuries to the driver and passengers of the policyholder’s car.

Uninsured/Underinsured Motorist Coverage

Provides compensation to a motorcycle operator injured by an uninsured or underinsured negligent driver, covering the gap between what the at-fault driver can pay and the full amount the injured operator is entitled to.

Motorcycle Roadside Assistance Coverage

Roadside assistance and breakdown coverage assist operators whose motorcycle has suffered a mechanical failure that leaves the operator stranded.

For costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

We are in the business of helping people. We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future.

CONTACT INFO

  • The Russo Agency LLC 369 Independence Plz Selden, NY 11784

  • Mon–Fri: 9:00am – 5:00pm | Sat-Sun: Closed

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