Contact Us: (631) 825-9106

Boat Insurance

When's the last time you reviewed your boat insurance policy?
Let's take a few minutes to make sure you're covered for everything
and have the most affordable boat insurance rates.

For our clients motorcycles aren't just transportation, they're a way of life. We know motorcycle insurance because we love motorcycles too. Let us help you save money and protect your bike.

What is Boatowners Insurance?

Boat insurance protects a boat, its owner, and passengers in the event of a loss.

Boat insurance can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.

Boating Insurance Coverages

Fishing Equipment Coverage

Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.

Collision Coverage

Pays for damages to your boat, motor, trolling motor, trailer along with the permanent and some portable boating equipment as a result of a covered accident with another boat or object.

Medical Payments

Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.

Uninsured or Underinsured Boater Coverage

Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.

Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.

Comprehensive Coverage

Covers damages to your boat, motor, trolling motor, trailer and some permanent and portable boating equipment that are the result of events other than collision. For example, this can include damage from fire, theft or storms.

Liability Coverage

Pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.

Pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.

On-Water Towing and Labor Coverage

This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.

This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.

Personal Effects
Coverage

Pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.

Pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.

We are in the business of helping people. We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future.

CONTACT INFO

  • The Russo Agency LLC 369 Independence Plz Selden, NY 11784

  • Mon–Fri: 9:00am – 5:00pm | Sat-Sun: Closed

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